Financial Blog Network

Every year millions of Americans anxiously await their yearly tax refunds and every year thousands of checks get sent out through the mail. For some taxpayers, waiting around for a check can be more strenuous than having to pay back Uncle Sam; if so; here is some useful information regarding tax refunds:

• If you mailed in a complete tax return, your refund check will be issued within six weeks of the date it is received. For electronically filed returns, checks are issued within three weeks after the acknowledgement date.
• Refunds from amended returns can take up to 12 weeks to be issued

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Tax Rebates under the Economic Stimulus Act of 2008

Under the Economic Stimulus Act, over $100 billion will be spent by the government to provide over 120 million American households with tax rebate checks. The following discusses detailed information about the rebates and how they pertain to the Economic Stimulus Act of 2008.

Rebate Qualifications
To qualify for a tax rebate, a complete tax return must be filed by April 15, 2008.A combination of earned income, Social Security, Railroad Retirement and certain veterans’ benefits must total a minimum of… Continue reading

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Spring Cleaning - What to Toss

Spring has sprung! For many people, this means it’s time for spring cleaning. While it feels great to get rid of the papers and clutter that have built up over time, it is important to remember that what you toss can increase or decrease your changes of becoming an identity theft victim.

Nobody wants to hold on to their financial records forever. If you did, you’d have mountains of paper-based records. However, it is not always easy to decide what to dispose of and what to keep. Here is a quick guide to what you can toss.

What to Shred Every Month

• Credit card, ATM and bank deposit receipts can be tossed after you’ve checked them against your monthly bank statement.
• Sales receipts for minor purchases, as long

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Scam Alert: Identity Thieves Target Seniors

 Senior citizens residing in assisted living centers or nursing homes are increasingly targeted by unscrupulous identity thieves. And it is not always outsiders who commit these offenses. While most relatives and caregivers act in the best interest of seniors, there are predators who use insider knowledge to commit identity theft.

Seniors are seen as easy targets because of their trusting nature and because they have more financial assets than younger people. In many cases, their dependence upon caregivers makes them more vulnerable to financial fraud, especially when these caregivers have… Continue reading

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